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Higher costs weigh on Americans' holiday shopping plans this year: CNBC survey

Most Americans believe prices are higher this holiday season and many will buy less gifts, according to the CNBC|SurveyMonkey Small Business Saturday survey.

4 weeks ago

Gen Z, millennial spending cutbacks set to reshape holiday shopping season

Younger Americans are preparing to scale back their holiday shopping more than any other generation, according to new data from CNBC and SurveyMonkey.

4 weeks ago

That 'free' money in your 401(k) may not belong to you just yet

Workers who receive a 401(k) matching contribution from their employer may be surprised to learn that there's often a tenure requirement attached to the money.

4 weeks ago

Australia Launches 2025 Digital Asset Framework

Digital Asset Regulation | Nov 27, 2025 A Principles and Risk-based Digital Asset Framework Enters Australia’s Financial System On November 26 2025, the Australian government led by Treasurer Jim Chalmers and Minister for Financial Services Daniel Mulino introduced the Corporations Amendment (Digital Assets Framework) Bill 2025 by official announcement New Digital Asset Laws to Unlock


The post Australia Launches 2025 Digital Asset Framework first appeared on National Crowdfunding & Fintech Association of Canada.

1 month ago

AI Immerses Youth Today And The Real Question Of Protection

AI and Mental Health | Nov 27, 2025 OpenAI Rejects Blame In Teen Suicide Case As Debate Grows Youth's lives are now immersed with AI at every turn. That reality was in sharp focus on November 26, 2025 when OpenAI denied wrongdoing in the death of sixteen year old Adam Raine, who died by suicide earlier


The post AI Immerses Youth Today And The Real Question Of Protection first appeared on National Crowdfunding & Fintech Association of Canada.

1 month ago

Building Financial Resilience in an Age of Uncertainty

Nov 27, 2025 In today’s uncertain and volatile global economy, businesses need to be resilient in order to succeed. Many businesses have been struggling to steady the ship since the pandemic due to a range of factors, including lockdowns, lower consumer confidence, increasing costs, cybercrime, tariffs, supply chain issues, and more. Therefore, businesses must be


The post Building Financial Resilience in an Age of Uncertainty first appeared on National Crowdfunding & Fintech Association of Canada.

1 month ago

No-KYC Crypto Betting: Key Regulatory Considerations

Nov 26, 2025 Crypto-based betting platforms have sparked new discussions in compliance and digital finance. As activity grows, industry participants are paying closer attention to how identification standards, data practices, and risk controls operate across different models. No-KYC Basics Platforms that operate without identity-verification steps rely on alternative methods to manage access, transactions, and limits.


The post No-KYC Crypto Betting: Key Regulatory Considerations first appeared on National Crowdfunding & Fintech Association of Canada.

1 month ago

United States Genesis Mission And Canada’s Competitiveness

AI Innovation | Nov 26, 2025 U.S. Accelerates Scientific Discovery, Pressuring Canada’s Competitiveness On November 24 2025, the United States introduced the Genesis Mission by presidential executive order to create a national plan to use AI to accelerate scientific discovery by turning federal scientific data and national lab supercomputers into one research engine. The Mission


The post United States Genesis Mission And Canada’s Competitiveness first appeared on National Crowdfunding & Fintech Association of Canada.

1 month ago

Canada Open Banking Commercialization Roadmap

Open Banking in Canada | Nov 26, 2025 Revenue Opportunities For Canada's Consumer Driven Banking Act Canada is moving into a new phase of financial services with the Consumer Driven Banking Act. Budget 2025 confirms that open banking is officially moving forward, with a clear sequence for how the system rolls out. Legislation and technical


The post Canada Open Banking Commercialization Roadmap first appeared on National Crowdfunding & Fintech Association of Canada.

1 month ago

AI data center 'frenzy' is pushing up your electric bill — here's why

Energy-hungry data centers that underpin artificial intelligence are contributing to higher residential electricity bills, say experts.

1 month ago

Black Friday car deals are sparser this year, analyst says: 'Buyers may be a little disappointed'

While there's ample inventory to choose from, car shoppers may have a hard time finding any generous Black Friday or end-of-year deals.

1 month ago

Klarna Launches KlarnaUSD And Enters US Stablecoin Race

Stablecoins | Nov 25, 2025 Klarna Enters Stablecoins With Tempo-based KlarnaUSD On November 25 2025, Klarna Group plc announced the launch of KlarnaUSD, and enters a global stablecoin market that McKinsey estimates now processes more than US$27 trillion in annual transactions and sits inside a cross border payments system that produces about US$120 billion in


The post Klarna Launches KlarnaUSD And Enters US Stablecoin Race first appeared on National Crowdfunding & Fintech Association of Canada.

1 month ago

IRS releases guidance for Trump's tips, overtime deductions. What workers need to know

The IRS has released guidance for President Donald Trump's tips and overtime deductions. Here's what workers need to know.

1 month ago

SEC Clears Fuse Token In New Crypto Decision

Crypto Regulation | Nov 25, 2025 A New Reference Point for Behaviour-based Token Design On November 24 2025, the US Securities and Exchange Commission (SEC) Corporate Finance Division issued a no action letter to Fuse Crypto Limited that sets the conditions under which the company can offer its ENERGY token without triggering US securities registration


The post SEC Clears Fuse Token In New Crypto Decision first appeared on National Crowdfunding & Fintech Association of Canada.

1 month ago

How Fintech Teams Move From Tools To Agents

AI Productivity | Nov 25, 2025 Managing Hybrid AI Teams For Stronger Performance A founder at a Canadian fintech reviewed a routine workflow and noticed something important. The company had recently replaced several older tools with newer AI powered systems, and remarkably the new configuration could complete multi step tasks that used to require manual


The post How Fintech Teams Move From Tools To Agents first appeared on National Crowdfunding & Fintech Association of Canada.

1 month ago