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Most Americans tip 15% or less at a restaurant — and some tip nothing, poll finds

Traditional etiquette is to tip 15% to 20% for a sit-down meal. Many Americans seem to disagree.

2 years ago

OpenAI’s Shakes Up Leadership. Altman Out. Murti In.

AI | Nov 20, 2023 Sam Altman, a co-founder of OpenAI, was removed from his position as CEO by the company's board, and Mira Murati has been appointed as interim CEO. OpenAI Shakeup The unexpected removal of CEO Sam Altman and the subsequent appointment of Mira Murati as interim CEO have sent ripples through the


The post OpenAI’s Shakes Up Leadership. Altman Out. Murti In. first appeared on National Crowdfunding & Fintech Association of Canada.

2 years ago

Christine Lagarde Advocates for a European SEC

Regulation | Nov 20, 2023 Christine Lagarde, President of the European Central Bank (ECB) calls for the establishment of a European equivalent to the U.S. Securities and Exchange Commission (SEC). The Need for a Unified Regulator Lagarde's proposal came during her speech at the European Banking Congress in Frankfurt. She emphasized the urgent need for


The post Christine Lagarde Advocates for a European SEC first appeared on National Crowdfunding & Fintech Association of Canada.

2 years ago

R/Note: Tokenized VC Dividends on Avalanche

Security Token | Nov 20, 2023 Republic Crypto is set to launch a revenue-sharing tokenized security, R/Note, on the Avalanche blockchain R/Note stands out as a security token (read Whitepaper), distinct from the myriad of non-security crypto tokens. Its primary function is to distribute stablecoin dividends to investors from Republic's venture portfolio. This approach is


The post R/Note: Tokenized VC Dividends on Avalanche first appeared on National Crowdfunding & Fintech Association of Canada.

2 years ago

Why it's now easier for student loan borrowers to get rid of their debt in bankruptcy court

It has long been nearly impossible for student loan borrowers to walk away from their debt in bankruptcy court. That's now changing.

2 years ago

Canada’s Ranks 15th on WIPO 2023 Innovation Index

Innovation | Nov 20, 2023 The Most Innovative Countries in 2023 on Visual Capitalist The 2023 Global Innovation Index by the World Intellectual Property Organization, which includes 190 UN member states and some non-members.. The innovation index uses seven pillars and 80 indicators to assess a country's innovative strength. These pillars include Knowledge & Tech


The post Canada’s Ranks 15th on WIPO 2023 Innovation Index first appeared on National Crowdfunding & Fintech Association of Canada.

2 years ago

Exchange-traded funds ‘have come a long way,’ advisor says. How to use them in your portfolio

Exchange-traded funds are one option for your investment portfolio. Here's how experts from CNBC's Advisor Council are using them with clients.

2 years ago

OSC’s New Financial Advisory Reforms

Regulation | Nov 15, 2023 Latest OSC draft statement of priorities reveal new course in the financial advisory landscape for discount brokers and robo-advisors Lifting Limitations on Financial Advice The OSC in collaboration with CIRO is contemplating a significant change by allowing Order Execution Only (OEO) firms, like discount brokers and robo-advisors, to offer non-tailored


The post OSC’s New Financial Advisory Reforms first appeared on National Crowdfunding & Fintech Association of Canada.

2 years ago

With a good credit score, 'doors will open,' expert says. But many face a roadblock to improvement

While more Americans are looking to improve their credit scores, a low credit limit often hinders cardholders from boosting their status.

2 years ago

This key element of ESG investing could drive real change at companies and boost returns

As environment and board diversity initiatives have gained broad acceptance, some are now trying to clarify the case for the middle pillar of ESG.

2 years ago

Forget quiet luxury. 'We don't need half of these things,' celebrity stylist Allison Bornstein says

Ahead of the holidays, personal stylist Allison Bornstein has a radical theory: "Just because you have the money doesn't mean you have to spend it," she says.

2 years ago

Tipping once rewarded good service. Now it determines how consumers are treated

With more opportunities to tip and predetermined point-of-sale options for each transaction, gratuity has become less about rewarding good service.

2 years ago

More part-time workers to get access to employer retirement plans next year

Changes in the federal law, coupled with a strong labor market and state mandates are opening up employer-sponsored retirement plans to part-time workers.

2 years ago

You may be at risk for fraud this holiday season, particularly if you shop at the last minute. Here's why

AI and gift card scams should also be on shoppers' radar this season, experts say.

2 years ago

Canada’s New Retail Payment Regulations: Registration and Compliance

Payment Regulations | Nov 16, 2023 The Retail Payment Activities Regulations (Regulations) are set to be published on November 22, 2023.  BLG (Borden Ladner Gervais LLP) recently provided an insightful summary of the upcoming changes in Canada's payment industry titled "Canada’s Retail Payment Activities Framework to take off in November 2024".  Here are the key


The post Canada’s New Retail Payment Regulations: Registration and Compliance first appeared on National Crowdfunding & Fintech Association of Canada.

2 years ago