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In 'shift,' some car shoppers shun top-of-the-line models, analyst says. How to find an inexpensive new vehicle

Car shoppers showed more interest towards cars with an ATP under $50,000, leaving more expensive models with more features on the lot for longer, Edmunds found.

2 years ago

Tap-to-Pay Transactions and Big Tech Dominance Is A Thorn for CFPB

Regulation and Competition | Sep 11, 2023 The article titled "Report Highlights Role of Big Tech Firms in Mobile Payments" from the Consumer Financial Protection Bureau (CFPB) discusses the influence of Big Tech companies on mobile payments, particularly tap-to-pay functionalities on mobile devices. The Problem:  Tap-to-Pay and Big Tech Tap-to-pay usage in the U.S. has


The post Tap-to-Pay Transactions and Big Tech Dominance Is A Thorn for CFPB first appeared on National Crowdfunding & Fintech Association of Canada.

2 years ago

Top Wall Street analysts select these dividend stocks to enhance returns

TipRanks' analyst ranking service pinpoints Wall Street's best-performing stocks, including Dell and Verizon.

2 years ago

High interest rates make it possible to earn 'real money' on cash now, expert says

As the Federal Reserve has kicked up interest rates, cash is providing real returns for the first time in years. What experts think you should know.

2 years ago

In 2011, San Francisco opened savings accounts for kindergartners — now they're going to be college freshmen

In 2011, San Francisco opened a college savings account for every kindergartner in the public school system. Now those students are going to college.

2 years ago

Activist Starboard has a variety of strategies to build value at Bloomin’ Brands

The firm could turn to its value-building playbook for restaurants in this latest engagement with Bloomin’ Brands.

2 years ago

The disaster era business loans that are becoming key to Main Street's survival

Hawaii wildfires and Hurricane Idalia underscore the costly effects of natural disasters on small business. Knowing the emergency funding options is critical.

2 years ago

Future of Home Loans and Intercontinental Exchange’s Big Bet on Tech

Real Estate | Sep 9, 2023 Jeff Sprecher, the founder and CEO of the commodities and securities trading giant, Intercontinental Exchange (market cap: $64 billion), makes a bold $11.9 billion acquisition propelling the mortgage industry's digital leap, transforming age-old loan processes with data-driven platforms. Despite the mortgage market facing challenges with rates hitting two-decade highs


The post Future of Home Loans and Intercontinental Exchange’s Big Bet on Tech first appeared on National Crowdfunding & Fintech Association of Canada.

2 years ago

Swift’s Blockchain Breakthrough Boosts Global Tokenization

Tokenization | Sep 8, 2023 Swift announces successful experiments illuminating the potential of a globally connected tokenized ecosystem. With blockchain technology at its heart, the organization offers insights that could redefine asset management's future. What Does Swift's Recent Experiment Reveal? Swift's groundbreaking experiments unveil the capability to effortlessly transfer tokenized value across multiple public and


The post Swift’s Blockchain Breakthrough Boosts Global Tokenization first appeared on National Crowdfunding & Fintech Association of Canada.

2 years ago

Investors should know these two risks: 'It's kind of like yin and yang,' says advisor

Failing to assess risk capacity and risk tolerance can put investors "in a really bad situation," according to one financial advisor.

2 years ago

An overnight locksmith can cost $400. Here's how much you might have to fork over for other emergencies

More than half of employees are unable to cover a $500 emergency expense. Here are emergencies investors may be exposed to and safety measures to consider.

2 years ago

CSA Release ‘Year in Review’ Report Ending June 30, 2023

Regulation | Sep 7, 2023 The Canadian Securities Administrators (CSA) unveiled their consolidated "Year in Review" report, shedding light on the organization's achievements and strides made from July 1, 2022, to June 30, 2023. Stan Magidson, CSA Chair and CEO of the Alberta Securities Commission, emphasized the organization's dedication to investor protection, fair market operations,


The post CSA Release ‘Year in Review’ Report Ending June 30, 2023 first appeared on National Crowdfunding & Fintech Association of Canada.

2 years ago

Most first-time homebuyers don't put down 20%, expert says. Here's how much you may need

First-time homebuyers often need to come up with just 6% or 7% as a downpayment. Meanwhile, states and cities offer funds to help you come with the cash.

2 years ago

Understanding Pre-Money and Post-Money Valuations

In the exciting realm of startup investing, two important terms often take center stage: pre-money valuation and post-money valuation. These concepts might sound technical, but they help form the foundation of investment discussions and can influence the stakes of both … Continue reading

2 years ago

Americans who don't own a home say they lack savings for a down payment, CNBC survey finds

First-time homebuyers often need to come up with just 6% or 7% as a down payment. Meanwhile, states and cities offer funds to help you come with the cash.

2 years ago