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62% of Americans are still living paycheck to paycheck, making it 'the main financial lifestyle,' report finds

The number of workers who say they are stretched thin has remained stubbornly high as inflation weighs on American households.

2 years ago

Why working longer is a bad retirement plan

There's often a big gap in expectations versus reality when it comes to retirement age.

2 years ago

Biden administration to crack down on ‘junk fees’ in retirement plans

The U.S. Department of Labor will propose rules Tuesday to rein in financial conflicts of interest in 401(k) plans and individual retirement accounts.

2 years ago

Treasury Department announces new Series I bond rate of 5.27% for the next six months

The U.S. Department of the Treasury announced the new rate for Series I bonds through April 2024.

2 years ago

With Gen Z, millennials now the biggest 'dupe' shoppers, online culture has 'flipped the script,' analyst says

The online culture of so-called dupe shopping has made helped consumers reshape their view of buying imitations of high-priced items.

2 years ago

Insights Into Canada’s Evolving Payments Landscape

Payments Report | Oct 31, 2023 Digital Transactions and Evolving Consumer Trends:  Insights from Payments Canada's 2023 Report Drawing insights from the "Canadian Payment Methods and Trends Report 2023" by Payments Canada, this article analyzes the current state of digital payments, highlighting the surge in adoption, the variety of available options, and the shifting consumer


The post Insights Into Canada’s Evolving Payments Landscape first appeared on National Crowdfunding & Fintech Association of Canada.

2 years ago

Finding Your Sweet Spot: How Much Should You Invest?

Investing can be an exciting journey, but it can also be fraught with risk. One of the most important questions for any investor is, “How much should I invest?” The answer is not one-size-fits-all; it depends on your risk tolerance, … Continue reading

2 years ago

Union workers ‘are catching up’ on pay as labor organizing surges

The latest data does not reflect recent deals between the United Auto Workers and Ford Motor Company, General Motors and Stellantis.

2 years ago

Education Department penalizes Missouri lender for error that made 800,000 student loan borrowers delinquent

The Education Dept. announced it would penalize the student loan servicer MOHELA for its failure to send timely billing statements to 2.5 million borrowers.

2 years ago

There's a 'radically different' wage growth forecast in 2024, says economist. What that means for you

Employers are budgeting smaller salary increases in 2024 compared to this year, while online job aggregators forecast a slowdown in posted wage growth.

2 years ago

Credit scores hit an all-time high, even though households are falling deeper in debt

Even with credit card debt at an all-time high, the national average credit score has never been better, according to FICO.

2 years ago

UK Releases Digital Asset Consultation Results

Regulation | Oct 30, 2023 UK Government's Cryptoasset Consultation Reveals Strong Support for Clear, Phased, and Balanced Regulatory Framework The UK government has confirmed its intention to legislate the first set of rules to regulate the crypto sector, requiring market participants to be authorized before offering services to consumers.  This move is in line with


The post UK Releases Digital Asset Consultation Results first appeared on National Crowdfunding & Fintech Association of Canada.

2 years ago

Most middle-income Americans still earning less than 3% on savings, survey finds

Despite inflation concerns, most middle-income Americans still aren't leveraging higher interest rates for savings. Here's what to know.

2 years ago

SBF’s Trial: Insight into Chaos & Mismanagement

Crypto | Oct 30, 2023 SBF Testifies, Revealing Chaos and Mismanagement at FTX Sam Bankman-Fried took the stand and testified last Friday in the ongoing FTX trial providing insight into the chaotic environment that led to the collapse of one of the most prominent cryptocurrency exchanges. SBF's testimony was a blend of admissions of incompetence


The post SBF’s Trial: Insight into Chaos & Mismanagement first appeared on National Crowdfunding & Fintech Association of Canada.

2 years ago

WealthTech in Asia-Pacific: A Trillion-Dollar Opportunity

McKinsey & Company Report | Oct 30, 2023 McKinsey & Company on the WealthTech Revolution in Asia-Pacific, A Trillion-Dollar Opportunity The Asia-Pacific wealth management market is brimming with potential, estimated to reach $81 trillion in onshore personal financial assets (PFA) by 2027, propelled by technological innovations and shifts in customer behavior. This translates to a


The post WealthTech in Asia-Pacific: A Trillion-Dollar Opportunity first appeared on National Crowdfunding & Fintech Association of Canada.

2 years ago