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Rising Threats: The Global Impact of Push Payment Fraud

Oct 27, 2023 In this article we’ll discuss, what Push Payment Fraud is and whether it’s a real threat as well as what problems it can cause. In an increasingly interconnected world, where digital transactions are the norm, push payment fraud has emerged as a significant global threat. This insidious form of cybercrime affects not


The post Rising Threats: The Global Impact of Push Payment Fraud first appeared on National Crowdfunding & Fintech Association of Canada.

2 years ago

There’s a connection between workers’ mental health and retirement, emergency savings, research finds

Financial planning for the future can be hard if you're struggling to get through the day. Research shows mental health may affect workers' financial preparedness.

2 years ago

Preparing for Retail Payment Act Changes

Payments Regulation | Oct 26, 2023 The final regulations under the Retail Payment Activities Act are expected to be published in the Canada Gazette II by the end of this year. The Bank of Canada is providing the following update to Payment Service Providers (PSPs) to help them prepare for the imminent final regulations (link


The post Preparing for Retail Payment Act Changes first appeared on National Crowdfunding & Fintech Association of Canada.

2 years ago

Gensler’s Remarks at 2023 Securities Enforcement Forum

Regulatory Speech | Oct 26, 2023 SEC Chair Gary Gensler's Remarks at the 2023 Securities Enforcement Forum, 'Not Weary of the Fight' In fiscal year 2023, the SEC’s dedicated staff filed more than 780 actions, including over 500 standalone cases, showcasing their determination to “not weary of the fight.” This robust enforcement led to judgments


The post Gensler’s Remarks at 2023 Securities Enforcement Forum first appeared on National Crowdfunding & Fintech Association of Canada.

2 years ago

Here are 4 ways health savings accounts can be used to pay insurance premiums

In rare cases, consumers can use their health savings accounts, or HSAs, to pay insurance premiums while preserving the account's tax benefits.

2 years ago

Up-and-Coming FinTech Companies in Scotland That You Need to Know About

Oct 26, 2023 FinTech companies are the future of the economy in Scotland but which ones do you need to know about? The world of finance and technology has seen remarkable growth in recent years, and Scotland is no exception to this trend. Every Scottish law firm has been witnessing the rapid rise of numerous


The post Up-and-Coming FinTech Companies in Scotland That You Need to Know About first appeared on National Crowdfunding & Fintech Association of Canada.

2 years ago

Shoppers have choices when it comes to payment plans. Here's how to pick between buy now, pay later and retail credit cards

Retail credit cards and buy now, pay later programs both allow you to spread out payments for purchases. Here's how to know which works best for your finances.

2 years ago

Retirement account withdrawal rules are 'so complicated' for inherited IRAs, expert says. What to know

The retirement withdrawal rules for inherited individual retirement accounts are complicated. Here's what heirs need to know.

2 years ago

'Incredible alpha opportunities' in the year ahead despite headwinds, says Carlyle Group CEO Harvey Schwartz

Wall Street leaders speaking at the annual Riyadh event broadly expressed varying degrees of pessimism and caution for the coming year.

2 years ago

Only 19% of Americans increased their emergency savings in 2023. 'That puts households in a bind,' expert says

With inflation and higher interest rates taking a toll, fewer Americans are setting money aside in an emergency fund, according to a new report.

2 years ago

The next big post-affirmative action legal ruling to drop targets billions in small business contracts

Small businesses are awarded billions of dollars each year in federal contracts, but social and economic mobility factors are now a target of legal challenges.

2 years ago

Retirement withdrawal rules are 'crazy' this year, IRA expert says. Here's what you need to know

Here's how to know if you need to take a required minimum distribution in 2023, according to an IRA expert.

2 years ago

The Vanguard of Decentralized Exchanges (DEX)

Decentralized Exchanges | Oct 25, 2023 The Decentralized Exchange (DEX) Market is Transforming With a shift from Automated Market Makers (AMMs) to order book models, increased regulatory scrutiny, and continuous innovations aimed at enhancing user experience and security, here's a look at what's going on: DEX Market Overview According to Coingecko who monitors 567 decentralized


The post The Vanguard of Decentralized Exchanges (DEX) first appeared on National Crowdfunding & Fintech Association of Canada.

2 years ago

New Europe travel requirement delayed again, to 2025

Americans will need to get a travel authorization to visit most European nations starting in 2025. The requirement was supposed to take effect next year.

2 years ago

Homebuyers must earn more than $400,000 to afford a home in the 2 priciest metro areas — and New York isn’t one of them

Would-be homebuyers need to earn over $400,000 a year to afford an average house in the two priciest metro areas in the U.S.

2 years ago